Credit report at Annual credit report?

Credit report at Annual credit report?

Related :

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Unsecured poor credit loan?
i am looking for a loan from a straight forward place where i can borrow about 1000.00 but not a payday loan and someone where they will take it out monthly and only an online loan, i have pretty bad credit from years ago anyone out there know of anywhere i can turn too and please no scammers, thankyou””
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What is the difference between mortgage by conditional sale and english mortgage?

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How long does it take to claim bankruptcy?
how long from the time i see a lawyer to the time the bankruptcy is settled? approximately? or for yuo personally?
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Is Dream High good? K-Drama?
I’ve heard a lot of people talking about it, and it’s been in a few k-pop magazines that I buy, and I just wanted to know if it is worth watching? :) If you can just give me like a summary or something that would be great ❤ Thank youuuu xxx””
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Payday loan compnay trying to garnish my wages?
I live in Chicago, and I took out a payday loan and I can’t pay it back, I had to do this and I needed the money for a family reason, and now they are calling my job and telling me that when I accepted the loan that I agreed to a wage garnishment that I gave the company permission to garnish my wages. How do I get out of this, I wouldn’t let the person talk to my boss, but I went to my boss before they called while I wasn’t here. My boss is understanding..but how do I stop the calls, they say that come Monday it will be happening..and that I can’t go to court when I told them I wanted to go to court. They wouldn’t accept a payment plan..Help please…””
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Is it really possible to erase a person’s bad credit history?

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How much does it cost to file chapter 7 bankruptcy in sacramento ca?

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Do taxis normally take credit cards?
I’ve never taken a taxi before, but I’m getting picked up for the airport tomorrow. Do taxis usually take credit cards?””
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My husband and I are declaring chapter 7 bankruptcy?
My husband and I are filing chapter 7 Bankruptcy. This has been the hardest decision we have ever had to make. Most of those bills are doctor bills from 10 plus years ago. We are in debt about 30–50 grand. My question is, I know we could loose some items after we file. The issue is we don’t really have much. We don’t own a home, we have vehicles but only two and they are exempt because we both need them for work purposes. Do any of you know what the trustee may be interested in? My lawyer said that they won’t take our pets (thank God) because the trustee is only interested in stuff that will make money such as guns, boats, toys etc. We have a set of snowmobiles on a trailor that are not in good shape at all, both are old and barley run. My husband has 4 guns that value about 1200 and my lawyer said that it cost the trustee money to send stuff to an auction to be sold. I think all together we have about 2500 worth of stuff that could be sold. Do any of you have experience or insite? We are not worried about losing anything, I only care about my 2 dogs because they are like our kids but I know they are safe. We are not worried, but I am just curious if any of you who have been through this, what was the outcome? Was it as bad as you thought?””
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How can I find online retailers who offer free money with credit card application?
For example if you are approved for an overstock.com card they take $30 off your order.
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Both have low interest rates but should I pay my credit card off first or my auto loan. Where should I focus?
What is better for building my credit score??
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I need help with info on bankruptcy.?
Since 2005 i messed around with alot of my credit cards. I have a big debt on my head becuase i am unable to pay for the payments. The charges are mearly careless things such as resturaunts , purchases, medical, and more. When i started using my cards it was only for a few months time. Since then i havent used my cards. I have a debt of 7000 dollars. I an unable to pay it back as for i am unemployed. I decided to live off my cards a little more because thats the only solution for now. Should i file for bankruptcy in order to get rid of this big debt and start all over? Can i file for bankruptcy? IS it a hard processs? please advise.””
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HELP!! I need some advice about payday loans! Can I consolidate them?
I feel like I am never gonna get ahead! We have gotten advice from a consumer credit counseling. They said that they just threaten to turn you into the DA, to pay off one at a time. This is not true. They will turn you in! Is there any way I can consolidate? Any help out there? My credit is so bad!!!””
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Math help please. Businesss math?
1. Chloe Closson paid for her vacation to the mountains with a $3,000 installment loan at 10% for 12 months. Her monthly payments are $263.75. After five payments, the balance due was $1,786.20. If Chloe pays off the loan with the sixth payment, how much will she save? Round up to the nearest cent. (Hint: First calculate the payoff: Find the interest on the balance due and add it to the balance due. Add the amount of the first five payments to the payoff in month 6. Compare this total to the monthly payment multiplied by 12.) I think my math is wrong or im doing something wrong I keep getting the wrong answer””
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Are there any totally free transsexual dating sites that dont require credit cards?
Are there any free transsexual dating sites that you don’t have to pay. I’m lookn for a t-girl.
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Is there any long term loans out there for people with bad credit?

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I just filed chapter 7 bankruptcy in California and the trustee froze my account. Why would they do that!?

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What information do you need to take to court when filing for bankruptcy?
Let’s say I’ve filed for bankruptcy and I’m at the going-to-court stage. What information would the court need from me? How far back of bills would I need to bring in? Thanks! Blake
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How to pay Income-Tax ?

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When I was approved for a personal loan via online they called my home we arraigned 150 dollars a month?
my bank account was a little in the minus and they wanted a 150 dollar fee first then wire the loan amount to my account. Is this normal or am I being scammed?
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What happen if you borrow tons of money and then leave the country?
say you borrow money from all cash/check places, payday loans, personal loans, opening up hundreds of credit cards and have the cash advance transferred. all within a month, to a fund over 100000 or more. and open a swiss account and deposit the fund, then leave USA and move to another country..like china, russia or somewhere where the government there wouldn’t give a rat *** about the US government.””
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Do you think i will be able get an auto loan from local bank?
Your Open QuestionShow me another Do you think i will be able get an auto loan from local bank? hello guys, my credit score 600,monthly income $2200,22 years old,credit card balance is very high,dont have any bad credit history,looking to get $8000 loan from local bank to buy a used car,any chance??? thanks and god bless you!!””
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“Credit report at Annual credit report?

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Should/can I file for bankruptcy?
My credit sucks already so I’m not worried about that it’s just that the problem is I can’t make the monthly payments & I’m afraid they will take me to court.
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Can they garnish your wages for money owed on a auto loan?
I live in nys. They came to my work today to repossess my car as I have failed to make payments for 5 months. I refused to tell them where the car is and they told me they could garnish my wages over it. Is that true? I thought your wages could only be garnished over government loans. And I would just give the car up but I’ve been paying on it for almost 5 years and only owe $4000 total on it before I own it. It’s hard to just give that away to someone.
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Where can I find a legit loan?
I was curious as to why I got turned down for a loan at my bank. Then I ran my own credit check to find out that my FICO is 507. I reviewed the entire list and with one phone call I found that there were numerous (some identical) listings from the same collection agency. One conversation, with the collection agency explained everything. A doctor’s office had not submitted billing to my insurance company within their required time frame, 90 days. I can contest and have these items removed by proving it was the fault of the doctor’s billing department. I contacted the collection agency a few months ago but and they agreed to remove it but, its still there and I’m still getting turned down for credit. I also have a workman’s comp claim that was never paid by my ex-employer, I have just been getting the runaround between the employer, collection agency and the doctor’s billing department. I have a credit card that I was late on, but has been positive for the past five months. I have had some personal issues come up and had to miss three weeks of work. I also had to put money down to buy a vehicle when it became apparent that paying the down payment was more feasible than dumping more money into a vehicle that had so many problems. This has left me broke. I got into a payday loan mess that I need to get out of, that’s part of it, I want to add the remaining balance of my auto loan and a small installment loan that I have. All together I would like to get $5000. So there’s most of my situation. I need to get some funds together rather quickly. Does anybody have any legitimate ideas on how I can get the loan? If anyone wants to offer the loan and requires an upfront fees need not reply.””
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“”If 34,000 in credit card debt what’s next?””
The relative only earns 46000 per year so with 34,000 in credit card what should he do?””
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Is it true that if you check your credit history online that your credit score will decrease?

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If you are buying a car on an installment loan and then halfway through the loan you lose your job and stop m?
the whole question is : If you are buying a car on an installment loan and then halfway through the loan you lose your job and stop making payments, what is likely to happen?””
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Where do I find a Private Lender or Loan Shark?
Need to find a Private Lender or Loan Shark in Australia who can do a loan hassle free and very quickly for someone with bad credit. Any help would be really appreciated.
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Which website should I go to compare all 3 FICO scores from all three credit bureaus for cheap or even free?

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Where can I get a credit card?
Hello I am 24 and have never had a credit card before. I believe I have no credit built or would that be considered bad credit? Im not to sure I am still young and havent had any experiance with credit. I take care of my disabled husband for a living and I need a card to help with some of my bills, medications and other neccesities. I was wondering if anone knows of a credit card company I could apply for. I keep getting directed to credit cards.com and there are so many im not sure which to choose. I would rather find out if anyone has a credit card that they applied for and got personally which i might be approved for. Also any instant approvals would be nice so im not filling out hundreds of applications and then waiting 7–10 days for a answer. Any help would be greatly appreciated. Thanks Amber””
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“”Am I the only one who sees marriage, kids and a mortgage as a trap?””
It seems most peoples goal in life is to grow up, go to college, get a degree, get a job, get married, get a mortgage and have kids. It’s always the same hum-drum routine everywhere you look. And i’m not sure if its what they truly want, or if they’re just doing what society expects them to do. Either way I don’t think people realize how absolutely enslaving and entrapping that particular life path is. Let me explain: 1) Most jobs you will get with a college degree will be some sort of corporate, 9–5 office job, which will do anything but give you adventure and meaning in life. This is the first step towards your descent into emptiness and slavery. 2) A mortgage is purposefully set up so you can’t pay it back, that’s what interest is for. See most people don’t make enough money to pay it back in full, all they can do is pay off the interest and maybe a little bit of the actual debt, so you spend the better part of a lifetime trying to pay the damn thing off. Your money is already being sucked away at this point, assuming you probably have credit card debt too, now add kids to the picture…. 3) When you have children, it becomes an unbelievable financial burden even with just 1 child. At this point you will be frantically trying to climb the corporate career ladder to get a raise, because your mortgage along with credit cars, bratty kids and car insurance is just so expensive. So now your life is all about playing the rat race game, sucking up to your boss and losing every shred of dignity in your soul to chase after a pay check raise. Also, at this point you will have no more time to yourself, between frantically toiling away at work and dealing with your children at home, you find you have no time for yourself, and you and your wife are becoming more and more distant. 4) You find that you and your wifes marriage has become more about finances than actual love, you are a team to deal with bills and kids, not a happy couple. So in the end she may either cheat on you, or divorce you and take everything….that is if you don’t do it first because you’re so tired of her crap. 5) You’re now middle aged, and reflecting on your life you begin to wonder where the time went, how did you get here…etc, and suddenly it hits you like a ton of bricks… you have done absolutely nothing with your life, your job is empty, your marriage is empty, your Dodge Charger that you like to show off to your bar buddies on the weekend is empty, your kids are ungrateful and will probably do nothing in life except repeat the same empty, pointless dance that you did, only perpetuating the emptiness in society.””
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How do i dispute my credit report?
i haven’t used my credit in a couple of years and i have stuff showing up on my credit report
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#repost

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How can credit card companies charge over 32% interest rates on cash loans?
I took out a loan for a totat of 5000$ at 5.99 % interest, missed one payment, and am now being charged 32.3%.””
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“”What would my mortgage be if i bought a 250,000 dollar house for 6.25 percent? 15 or 30 years?
Do they calculate it every year or do they calculate interest out of the 250000
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I want an online payday loan but only have a savings account where can i go?

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Can i file self employment if my.dad claimed me as a dependant on his bankruptcy application ?
I am so confused this is my first year being self employed. I want to file taxes but my dad said I.was a dependant when he filed for bankruptcy. We have 6 people in our home including me, is it.true that it will affect him if I file taxes””
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Auto Loan Cosigner Info?
I am looking to get a new car within the next few months. My dad is going to take my car and I’m hoping to get a used 2008 Escape for $15,000 to $18,000. I make around $1,800 a month and have no other bills. I really don’t want to get a credit card so my dad or fiance are willing to cosign. The problem is that I am a nanny/personal assistant for two lawyers and they don’t file taxes. They are willing to provide a letter stating that I have worked for them for seven months and that I have made anywhere from $1800 to $2000 over the months since the hours I work vary. Without taxes being filed will a cosigner suffice or do I still need taxes filed for proof of income or some sort of credit history such as having a credit card? Thank you!””
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I trying to get a personal loan my score 580 turn down by prosper?
I check my credit score yesterday with experian it was 580 before apply with prosper.com (their min 520) I got turn down because it they said it was below 520 i don’t understand experian say it 580. Does cashcall.com do credit check
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Is there anywhere I can look to find a fast grant or loan for around $ 1700.00 to purchase a car.?
I have a car right now, but at the moment it has become a headache and is giving me every problem in the book. I don’t have good credit but I was looking for a way to find out if I can get a grant or a loan to purchase a more reliable vehicle without dealing with auto dealerships…………HELP!””
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Do banks in Singapore offer loans for international students?
Im an international student from India planning to take up studies at NUS. However i need to take up an educational loan to meet my ends,as the interest rates for loans offered by indian banks are much higher i would like to know whether there are any local banks in singapore that can help me to get an educational loan.””
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Chances of obtaining auto loan on my situation. ?
I’m attempting to get an auto loan of about $8000 to purchase a car. I’m a 19 year old male, will be 20 in Oct. I don’t have much credit, I have had an apartment lease for a few months in my name and an electric bill in my name for a few months also. I have been working at my current employer for about 2 months. My last employer I worked for 3 years. I bring in about $2200 a month. Have about $330 in monthly expenses now. I need a new car, bought my last car for $3,000 and I paid in cash but it’s going down the tank so I’m selling it for $2,000 and putting the $2,000 as a down payment for the loan.””
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Does LOOKING at my own credit from annualcreditreport.com mark/lower my credit at all?
I want to check my credit score, but have always heard it lowers your score. Is this a fact?””
“Credit report at Annual credit report?

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Where can I get a free credit score online?
Looking for a website that offers score reporting from all three creditors that’s totally free!!! (freerecreditreport.com is not free)
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Do HSBC still do auto loans?
I just looked at their website and it seems like they don’t do it anymore. Would there be any other banks that work with bad credit?
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How will a bad credit loan look on my credit?
Will getting a bad credit loan to pay off some credit cards look bad on my credit history? Does it show up as just a new account when my report is checked? If it does have an adverse effect, is it worse than being extremely behind on my credit cards? I know the interest rates are very high, but thats alright with me. Also, any suggestions where to get a bad credit loan? I guess it would be a personal loan. Thanks you in advance!!!!””
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“”Is it considered paying cash”””” if you buy a car with a auto loan from a bank?””””””
Say I take out an 8,000 dollar loan from Chase and they give me a check/wire me the money. Then I take this money and tell a dealer I am willing to buy with cash””””. Would I get a discount or do banks issue an auto loan directly to a dealer only?””””””
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Anyone know of Apartments in Orlando Florida that rent to people who have filed bankruptcy?
My husband and I are looking for a place to rent, preferably a duplex or townhouse that has no problem with people who have had to file bankruptcy and lost their home in the process. We also have a 60 pound Border Collie. I am also looking for maybe a website that would list such rentals as being willing to work with bad credit.””
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The effect of credit inquiries on credit score?
I know that some activities which require my credit score being checked (such as taking on new debts) can negatively impact my credit score if done too often. What about personal inquiries, such as using annualcreditreport.com each year to view my credit report? I’ve heard both points of view from people, but I tend to be very skeptical about financial advice because those willing to give it freely often don’t know what they’re talking about.””
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Can i get a $20000 auto loan?
Im looking to get a truck loan for around 20000. Im 20 years old and my credit score is 702 but the only thing on my report is a student loan of a year and a half. i do not have a cosigner. my monthly net income is about $2800 and im thinking i’ll make a down payment of up to $5000
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Is australia a good place to live?
in terms of everything from the ecomony to the education.
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What is a good interest rate on a new car?
at my wifes credit union we got 5.24% on 60 months……we both have excellent credit scores of 800 for her and 775 for me, but i had to cosign with her….could we have done better you think? is this a good rate even though we have great credit scores?””
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Can anyone make up a remix to the freecreditreport.com commercial?
Any one of them is fine, but it needs to be funny! Please and thank you!””
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I filed bankruptcy 2 years ago. If I walk away from my house now will it hurt my credit?

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Where can i find a legit payday loan with a savings account online?
a real payday loan online with savings account
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Getting an auto loan direct from a lender rather than the car dealer?
I applied online for an auto loan with Capital One Auto Finance (capitalone.com/autoloans) and got approved for a low rate. They sent me a Blank Check that I can just sign over to the car dealer and cut out the usual auto financing hassles. It lets me negotiate like a cash buyer and ensure a low auto loan rate. It almost seems to good to be true. Has anyone else had favorable or unfavorable experiences with Capital One online auto loans? Thanks!
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“”Looking For $30,000 Loan For Someone Has Bankrupcy For A Tractor-Semi?
NEED LOAN SO I CAN BUY A SEMI DUMP TRUCK AND WORK. I CLAIMED BANKRUPTCY. AND ITS HARD TO GET CASH. I DONT OWN A HOME ANY MORE. SO I DONT HAVE COLLATERAL.
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How can credit card companies charge over 32% interest rates on cash loans?
I took out a loan for a totat of 5000$ at 5.99 % interest, missed one payment, and am now being charged 32.3%.””
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Any ideas how to clean up your credit score?
I have very bad credit score so I cnt get any loans, credit cards etc.””
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“”In Canada, where can I get my credit score report for FREE?””
If I go to my bank and ask the teller, do you think he/she would know how I can request my credit score report for free? Anyone know?””
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Fha loan or tax credit advance?
Should i go with FHA loan with 3.5 percent down & 5.25 interest rate or TAX credit advance loan in which i will pay down payment at the end of year when govt will give me 8k tax credit but the interest rate with this program is 5.62 percent.
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“”I am filing a chapter 7 bankruptcy and need to find old debt (12+ years), how do I locate it?
I have some debt from 12 or more years ago and I am filing a chapter 7. How do I locate these and is it necessary since they are so old?
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Need a loan from a private lender — NOT a bank!
I am looking for website in which I can apply for a loan for an individual…not a bank! The lender will be a person lending me their own money. I recall seeing this web site in a Forbes last year…I don’t recall the name…basically ppl wanting money visit this site…and post their info…credit score…why the want the money and how much etc and the private lenders can view this info and decide if they want to lend the money! Thank you all! :O)
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“”Please help! Got denied for auto loan, can I apply somewhere else?””
Saturday I went and applied for an autoloan at John elways crown Toyota in Ontario ca. My credit was good, score or 715. But I got denied because they told me banks can only finance you 15% if your monthly income. For example I make 1600 a month so 15% of that is around $275 so that’s the highest payment possible that I could have. Which I’ve never heard of and I know people who finance by themselves that make just as much as me with 2 cars in their name and a mortgage. Is it possible that if I try another Toyota dealership maybe San Bernardino or riverside that they might finance me? I mean my credit is good, and I do not pay rent. Do all Toyota dealers use the same banks even in in different cities?? Is it possible that another dealer will finance me? I can afford a payment up to 450.””
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My house is in Probate and Foreclosure.?
My Grandmother (the owner of the house) passed away last February. She did not have a will. My Aunt was named her power of attorney right before my Grandmother died. After my Grandmother died, my Aunt started putting all the bills in her name and everything. The only one she couldn’t was the mortgage. My Aunt contacted an attorney to put the house through probate. Now let me tell you, my family as no money whatsoever, almost everyone is laid off right now. So, she contacted an attorney a friend recommended and this guy said he would take care of probate. He charged her a reasonable price because she was referred by a friend. Well, he started all the probate paperwork and getting the ball rolling. This was maybe about in March. During this time, everything was switched over to my aunt’s name except, obviously, the mortgage. She contacted the mortgage company to try and make arrangements to pay the mortgage. The mortgage company would not make any arrangements with her or give her any information concerning the mortgage because her name was not on the house. She explained the situation to them and they told her to fax the Power of Attorney and a letter stating that she was executor of the estate. Well no one, to this day, has been named executor of the estate, but we did fax over the Power of Attorney letter. This was not good enough for the mortgage company. They still would not give her any information. The mortgage company did not send any statements or anything to the house because my Grandmother had everything set up online. My Aunt could not get in to her online account because she did not know the password. Now my question is, the mortgage company is foreclosing in February. They sent a letter to the house with the sale date. My Aunt contacted another lawyer and he called the mortgage company and they told him the only way to stop the foreclosure was to pay off the whole amount of the house. My family does not have enough money to hire a lawyer to help with the foreclosure. Is there any programs out there or is there anything we can do to help save the house so my family doesn’t wind up on the street? Thanks for any help you can offer me.””
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Is it a refinance or home equity loan?
I bought a house 6 months ago before I sold my condo. I borrowed the money from my brother for the new home until the condo sold. I have a written contract and have been paying interest. He is starting to get nervous, so I would like to take out a mortgage for the home to pay him back. Would this be a refinance or a home equity loan? Also, when the condo sells, I expect to still have a mortgage of about $40,000. Assuming I take out a new mortgage now on the house, when I pay 3/4ths of the loan amount off in one lump sum, will my monthly payments decrease or will the monthly payment amount stay the same, but the loan be paid off more quickly?””
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“Credit report at Annual credit report?

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